Date: 12/11/2019
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Eight Ways to Have a Great Home-Buying Experience

1. It is imperative for you to get pre-qualified for a loan. There is no way you can shop for a home if you don’t know the parameters of your budget. You don’t want to fall in love with a house or neighborhood on Realtracs.com, only to discover that you can’t afford it. Plus, being pre-qualified will speed up the buying process and let sellers know you’re ready to make serious offers.

2. Know how much money you’ll need on hand for everything. Your Realtor can help you do a cost analysis for the down payment, closing fees, property taxes, insurance, moving costs, and any repairs and updates that might end up being your responsibility.

3. Know what the home is worth before you make an offer. You might find a home you love in your price range, but is it priced higher than it should be? Banks will not back a loan for a home that appraises far less than the sticker price. Avoid that disappointment and ask for a detailed home and neighborhood analysis from a trusted real estate agent. You can see what other homes have sold for in that area.

4. Before you make an offer and start the negotiating process, know your limits. What is the highest you’re wiling or able to go? What are you willing to give up? Once you know those things, then you can make a firm offer and be prepared for back-and-forth negotiating. Also, know that not all offers end up with a sale, so don’t be discouraged early.

5. Establish realistic expectations. It’s perfectly fine to have a must-have or want list as you search for a home, but don’t discount homes that come close to having everything you’re wanting. Walls can be painted, carpet can be replaced, and changes can be made down the road.

6. Research the neighborhood. Here’s a bulleted list of things to think about as you look into the place where you are preparing to settle yourself and/or your family for the next few years.

7. Pay for your own thorough inspection before you close. You want the person looking for potential problems to be working for you and not the seller. Finding out problems after your closing is your responsibility.

8. Make sure there is a contingency included in your contract so that you can get your money back if anything goes wrong before the closing date.

I would love to help you with this entire process! Please contact me when you’re ready to get started.